Privacy Policy, Terms of Use & Non-Disclosure Acknowledgement for
Short Sales Riches TurboCharged

Please read our Terms of use carefully before you become a subscriber to Short Sales Riches TurboCharged.

Short Sales Riches TurboCharged ("Short Sales Riches LLC, Loss Mitigation Training Institute LLC, "LMTI," "we," or "us") provides its subscribers with access to proprietary information, possibly including but not limited to asset managers’ names, contact phone numbers, e-mail addresses, BPO registration sites, educational webinars, for their individual usage, subject to compliance with the terms and conditions set forth herein.

1. Agreement

In consideration of Short Sales Riches TurboCharged providing you with the Service, you agree to pay the applicable subscription fee and to comply with these Terms of Use (the "TOU"). Current price as of May 5, 2009 is $997. All sales are final and non-refundable due to the proprietary and exclusive nature of the content.

Current subscription rates for the Service can be found on its offer page at www.ShortSalesRichesTurboCharged.com or by contacting our Customer Service Department by telephone at 1-800-452-7627 Monday through Friday between the hours of 9:00 a.m. and 5:00 p.m ET. If you do not agree to the terms and conditions contained in the TOU, you may not become a subscriber to the Service, and we do not consent to provide you with access to the Service.

2. Changes to the TOU

We reserve the right at any time to:

Change the terms and conditions of the TOU;

Change the Service, including eliminating or discontinuing any content or feature of the Service; or

Change the fees, charges or other conditions for use of the Service (with reasonable notice).

Any changes we make to the TOU will be effective seven (7) days after notice of any change is provided to you, which may be done by means including, without limitation, posting on our web sites or via email. Your use of the Service after such notice will be deemed acceptance of such changes. Our business changes constantly. The TOU may change also. You should check our web sites frequently to see recent changes.

4. Registration and Privacy

In order to gain access to the Service, you must become a member of Short Sales Riches TurboCharged by purchasing a subscription, and supply us with true, accurate, current and complete information about yourself, as required on the registration page.

If the information you provide is untrue, inaccurate, incomplete or outdated, or we have reasonable grounds to suspect it is, we have the right to suspend or terminate your membership, and to prohibit your current or future use of the Service.

Our policy with respect to the collection and use of your personal information is set forth here:

USE OF THE INFORMATION Loss Mitigation Institute, Inc. uses personal information obtained from its users as stated in this Privacy Policy, and to enhance users' experiences on our sites.

Disclosures Permitted by Law

Short Sales Riches TurboCharged does not sell or disclose personal information about you described above to with other people or nonaffiliated companies, except to provide you with products or services, when we have your permission, or under the following circumstances:

We provide the information on a confidential basis to nonaffiliated companies we engage as contractors or agents to perform services for us, such as maintaining software, sending direct mail or administering a sweepstakes or contest. Information will be shared with such contractors only to the extent reasonably necessary for them to perform services on our behalf, and pursuant to confidentiality obligations; In response to subpoenas, court orders, or legal process, from law enforcement agencies or state and federal regulators; If we sell or otherwise transfer substantially all of our assets related to any web site that we own or operate and any product or service that we offer. In that event, we will require such third party to honor our current Privacy Policy, until the third party provides you with notice of changes to our Privacy Policy and permits you to exercise any rights you may have under applicable law to limit disclosures of information about you. Disclosures for Joint Marketing and Servicing Short Sales Riches TurboCharged may disclose all the information we collect as described above to other companies such as direct marketers to perform marketing services on our behalf, or to financial institutions, such as banks, mortgage companies and real estate companies, with whom we have joint marketing agreements. As a member, you also have certain other obligations relating to your account: You may not transfer to or resell your use of or access to the Service to any third party You may not disclose the contents of any excel spreadsheet to any third party; You are responsible for all activities that occur under your account; You are responsible for maintaining the confidentiality of your User Name and password if provided to you; You agree to notify us at info@shortsalesriches.com if you become aware of any possible unauthorized use(s) of your account or any possible breach of security, including loss, theft, or unauthorized disclosure of your information.

5. Cancellation and Refund Policy:

NO REFUNDS WILL BE GIVEN. ALL SALES FINAL. Due to the nature of the content, there is no right to cancellation of refunds offered. While we would hope to everyone would maintain the confidential nature of our product, once it is disclosed we must presume that you have used it or will use it to your benefit, and a “return” of the excel spreadsheet containing this information is impractical. Therefore ALL SALES ARE FINAL.

6. Subscription Renewal

Your subscription will continue for the monthly or annual period you select during registration (the "Term"), and renew automatically at the end of the Term, unless you notify us of your decision not to renew your subscription by calling our Customer Service Department prior to the expiration of the Term. If you do not notify us, the then-applicable monthly or annual fee for your subscription will be billed automatically to the credit card you designated during the registration process (or subsequently changed).

7. Short Sales Riches TurboCharged's Proprietary Rights

The Service and the content available through the Service are the property of Short Sales Riches TurboCharged and its licensors. You may access and use the content, and download and/or print out one copy of any content from the Service, solely for your personal, noncommercial use. You acknowledge that you do not acquire any ownership rights by using the Service. You will not disclose any of the information provided to you. If you are interested in reprinting, republishing or distributing content from Short Sales Riches TurboCharged you must obtain our prior written consent before doing so. Please note: Because we occasionally host forums as part of the Service and therefore redistribute materials you give us, we need to obtain certain rights in those materials. By posting, sending or transmitting to us creative suggestions, ideas, notes, concepts, information, or other materials (collectively, "Materials"), you grant us and our designees a worldwide, non-exclusive, sublicensable (through multiple tiers), assignable, royalty-free, perpetual, irrevocable right to use, reproduce, distribute (through multiple tiers), create derivative works of, publicly perform, publicly display, digitally perform, make, have made, sell, offer for sale and import such Materials in any media now known or hereafter developed, for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Materials. None of the Materials disclosed in any part of the Service shall be subject to any obligation, whether of confidentiality, attribution, or otherwise, on our part and we shall not be liable for any use or disclosure of any Materials. "Short Sales Riches TurboCharged," and "Short Sales Riches” and other marks are trademarks and/or service marks of Loss Mitigation Training Institute LLC. All other trademarks, service marks, and logos used on our web sites are the trademarks, service marks, or logos of their respective owners.

8. User Conduct

You may not republish, upload, post, transmit or distribute content available through the Service to online bulletin boards, message boards, newsgroups, chat rooms, or in other any manner, without our prior written permission. Modification of the content or use of the content for any purpose other than your own personal, noncommercial use is a violation of our copyright and other proprietary rights, and can subject you to legal liability. In addition, in connection with your use of the Service, you agree not to: Restrict or inhibit any other visitor from using the Service, including, without limitation, by means of "hacking" or defacing any portion of any of our web sites; Use the Service for any unlawful purpose; Express or imply that any statements you make are endorsed by us, without our prior written consent; Modify, adapt, sublicense, translate, sell, reverse engineer, decompile or disassemble any portion of the Service or any of our web sites; "Frame" or "mirror" any content available through the Service or any of our web sites without our prior written authorization; Use any robot, spider, site search/retrieval application, or other manual or automatic device or process to download, retrieve, index, "data mine," or in any way reproduce or circumvent the navigational structure or presentation of the content available through the Service or any of our web sites; or Harvest or collect information about users of the Service without their express consent. You also agree to comply with all applicable laws, rules and regulations in connection with your use of the Service and the content made available therein.

9. Features and Links to Other Web Sites

Your use of certain services made available to you by Short Sales Riches TurboCharged may be governed by additional rules, which are available on our web sites or by hyperlink from other sites, in connection with the service. By using any service you are acknowledging that you have reviewed all corresponding rules and agree to be bound by them. Some of the services may have been provided by third parties for your use. In the event that any service or tool is provided by a third party, such service or tool may become unavailable in the event that the agreement between us and the third party is terminated. You expressly acknowledge and agree that your use of all services and tools is solely at your risk. Any sweepstakes, contests, and games that are accessible through our web sites are governed by specific rules. By entering such sweepstakes or contests or participating in such games, you will become subject to those rules. Content available through the Service may contain links to other Internet web sites or resources. We neither control nor endorse such other web sites, nor have we reviewed or approved any content that appears on such other web sites. You acknowledge and agree that we shall not be held responsible for the legality, accuracy, or inappropriate nature of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content.

10. Disclaimer of Warranties

The Service, and any content, product or service obtained or accessed through the Service, is provided "as is" and without representations or warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, Short Sales Riches TurboCharged, its officers, directors, employees, affiliates. suppliers, advertisers, and agents disclaim all warranties, express, implied or statutory, including, but not limited to, implied warranties of title, non-infringement, merchantability, and fitness for a particular purpose, and all warranties relating to the adequacy, accuracy or completeness of any information available through the Service. Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusions may not apply to you. Short Sales Riches TurboCharged and its affiliates, suppliers, agents and sponsors do not warrant that your use of the Service will be uninterrupted, error-free, or secure, that defects will be corrected, or that the Service or the server(s) on which the Service is hosted are free of viruses or other harmful components. You acknowledge that you are responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed to access and use service, and all charges related thereto. You assume total responsibility and risk for your use of the Service and your reliance thereon. No opinion, advice, or statement of Short Sales Riches TurboCharged or its affiliates, suppliers, agents, members, or visitors, whether made on the site or otherwise, shall create any warranty. You use of the site, the content contained therein, and andy materials provided through the site, are entirely at your own risk. A possibility exists that content available through the Service could include inaccuracies or errors, or materials that violate the TOU. Additionally, a possibility exists that unauthorized alterations could be made to the content available through the Service by third parties. Although we attempt to ensure the integrity of our web sites and other products and services, we make no guarantees as to the completeness or correctness of any content available through the Service. In the event that such a situation arises, please contact us at info@shortsalesriches.com with, if possible, a description of the material to be checked and the location (URL) where such material can be found on our web sites, if applicable, as well as information sufficient to enable us to contact you. We will try to address your concerns as soon as reasonably practicable. For copyright infringement claims, see the section on "Copyright Infringement" below. Under no circumstances shall Short Sales Riches TurboCharged be held liable for any delay or failure in performance resulting directly or indirectly from acts of nature, forces, or causes beyond its reasonable control, including, without limitation, Internet failures, computer equipment failures, telecommunication equipment failures, other equipment failures, electrical power failures, strikes, labor disputes, riots, insurrections, civil disturbances, shortages of labor or materials, fires, floods, storms, explosions, acts of God, war, governmental actions, orders of domestic or foreign courts or tribunals, or non-performance of third parties.

11. Limitation of Liability

Neither Short Sales Riches TurboCharged, Inc. nor its affiliates, suppliers, advertisers, agents or sponsors are responsible or liable for any indirect, incidental, consequential, special, exemplary, punitive or other damages under any contract, negligence, strict liability or other theory arising out of or relating in any way to the Service and/or any content contained therein, or any product or service used or purchased through Short Sales Riches TurboCharged. Your sole remedy for dissatisfaction with the Service is to stop using it, as there are NO REFUNDS ALLOWED AND ALL SALES ARE FINAL. The sole and exclusive maximum liability to company for all damages, losses, and causes of action — whether in contract, tort (including, without limitation, negligence), or otherwise — shall be the total amount paid to us by you, if any, for access to the Service. Some jurisdictions do not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitations may not apply to you.

12. Indemnification

You agree to indemnify, defend and hold us, our officers, directors, employees, agents and representatives harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys' fees), or other expenses that arise directly or indirectly out of or from (a) your violation of the TOU; (b) your use of the Service; or (c) your violation of the rights of any third party.

13. Termination

You understand and agree that Short Sales Riches TurboCharged may, under certain circumstances and without prior notice to you, terminate your access to and use of the Service. Cause for such termination shall include, but not be limited to, (i) breaches or violations of the TOU or other agreements or guidelines, (ii) requests by law enforcement or other government or regulatory authorities, or (iii) technical difficulties.

14. Copyright Infringement

The Digital Millennium Copyright Act of 1998 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that materials hosted by Short Sales Riches TurboCharged, Inc. or one of its subsidiaries infringe your copyright, you (or your agent) may send us a notice requesting that the material be removed, or access to it blocked.

15. Miscellaneous

The Service is directed solely to individuals residing in the United States. We make no representation that materials provided through the Service are appropriate or available for use in other locations. Those who choose to access the Service from other locations do so on their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent applicable. We reserve the right to limit the availability of the Service to any person, geographic area, or jurisdiction we so desire, at any time and in our sole discretion, and to limit the quantities of any such service or product that we provide. The TOU, together with all TSC policies referred to herein, constitutes the entire agreement between you and Short Sales Riches TurboCharged relating to your use of the Service and supersedes and any all prior or contemporaneous written or oral agreements on that subject between us. The TOU and the relationship between you and Short Sales Riches TurboCharged are governed by and construed in accordance with the laws of the State of Florida, without regard to its principles of conflict of laws. You and Short Sales Riches TurboCharged agree to submit to the personal and exclusive jurisdiction of the federal and state courts located within Polk County, Florida, and waive any jurisdictional, venue, or inconvenient forum objections to such courts. If any provision of the TOU is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the TOU and shall not affect the validity and enforceability of any remaining provisions. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. Any heading, caption or section title contained in the TOU is inserted only as a matter of convenience and in no way defines or explains any section or provision hereof. We reserve the right to require you to sign a non-electronic version of the TOU.

16. Legal Notices

California residents may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 400 R Street, Suite 1080, Sacramento, CA 95814, or by telephone at (916) 445-1254 or (800) 952-5210.

Copyright @2009
Short Sales Riches TM
Loss Mitigation Training Institute
206 E. Pine St.
Lakeland, FL 33801
(800) 452-7627